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Utang Pinjaman Online Masyarakat Indonesia Fantastis, Tembus Rp100 Triliun

FOXNESIA

April 07, 2026

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JAKARTA, Foxnesia.com - Utang masyarakat pinjaman online (pinjol) menembus Rp100,69 triliun per Februari 2026, tumbuh 25,75 persen secara tahunan.

Angka ini menunjukkan peningkatan yang signifikan dibandingkan dengan tahun sebelumnya.

Otoritas Jasa Keuangan (OJK) mencatat rasio tingkat wanprestasi di atas 90 hari (TWP90) juga meningkat, mencapai 4,54 persen per Februari 2026.

Kepala Eksekutif Pengawas Lembaga Pembiayaan, Perusahaan Modal Ventura, Lembaga Keuangan Mikro dan Lembaga Jasa Keuangan Lainnya Otoritas Jasa Keuangan (OJK), Agusman melaporkan secara bulanan jumlah pinjol ini tercatat meningkat hingga Rp 2,15 triliun. Di mana per Januari 2026 kemarin total utang pinjol masyarakat masih berada di level Rp 98,54 triliun.

“Pada industri pinjaman bold, outstanding pembiayaan pada Februari 2026 tumbuh 25,75% year-on-year dengan nilai nominal sebesar Rp 100,69 triliun,” ujar Agusman dalam konferensi pers hasil RDKB Maret 2026, Senin (6/4/2026).

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